Right now, the end of year expenditure report shows Insurance and Benefits having an ending balance of $141,304.00 left over after paying all the expenses; this is the third year in a row that there has been a six figure leftover amount - which rolls into unassigned balance (commonly referred to as free cash) Seems there is a pattern of putting in front of town meeting more than needed appropriation for insurance and benefits. I do not think it wise to try and appropriate to the penny, but 3 years in a row you have at least 100 thousand dollars left over, something needs adjusting. (Note: there was end of year transfers out of insurance and benefits too)
You can find this information on the Templeton Town website.